Debt-to-Income Affecting Ability to Get Loan - HELP!

[Wesley Sitser]

Ok, so like it says in the title.

I am trying to obtain a loan. The issue is not that I cannot get a large amount for a loan. It is that the payments need to be $1150 or less per month. In my area that is near impossible. I plan to move to the outer Seattle area (Bothell, Redmond, Etc.). I was looking at Condos, one at 155k (the cheapest condo on the market in that area), I will need ~47k to qualify for the loan. This is because my salary compared to my student debt combined with payments for a condo will be too high. It needs to be at or below 45% for the debt to income.

I had planned to have my grandma cosign. But because of her debt-to-income, she cannot help either (even though she has a few million in the bank)...

Any tips, tricks, ideas will be greatly appreciated.