Opinions of using a Master Insurance Policy (ReinsurePro) Vs traditional

[Lisa Bryant]

Has anyone used a Master Insurance Policy to cover multiple of their properties?  Recently had Travelers drop one of my homes claiming trees near roof.  The closest limb was over 15 feet away from roof so I suspect they just didn't want to insure the home for some other reason. My agent has suggested going to a Master Policy Plan for my properties.  Reinsure Pro is an Excess and Surplus lines non-admitted carrier.  They are not guided by the Texas Dept of Insurance.   Insurance is up for renewal on all properties and I would greatly appreciate any feedback. Currently the homes are all insured with Travelers.

Thank you

[Jay Hinrichs]

Quote from @Lisa Bryant:

Has anyone used a Master Insurance Policy to cover multiple of their properties?  Recently had Travelers drop one of my homes claiming trees near roof.  The closest limb was over 15 feet away from roof so I suspect they just didn't want to insure the home for some other reason. My agent has suggested going to a Master Policy Plan for my properties.  Reinsure Pro is an Excess and Surplus lines non-admitted carrier.  They are not guided by the Texas Dept of Insurance.   Insurance is up for renewal on all properties and I would greatly appreciate any feedback. Currently the homes are all insured with Travelers.

Thank you

not sure exactly what that is but we have a proctor policy  which is like the old Zurich Policy where you can add and subtract properties monthly and  your only billed for the months you have the policy in force.. to me its not the best insurance as deductible is high.. they are not very good at paying claims and I just see it basically like catastrophic insurance but they never look at the properties and nothing is ever denied.. but its more expensive. However works good for us in our high turn over business IE flipping.