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Updated over 6 years ago on . Most recent reply
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Looking for Personal Umbrella Coverage
I'm looking for personal umbrella coverage. I have a rental property in Connecticut with one insurer, my primary residency with another insurer, and a short-term rental property with another insurer. My primary won't provide me with a policy because they don't insure the other properties. I live in North Carolina for what it's worth. Any suggestions on insurance companies or insurance brokers I should talk to?
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I wrap mine in with my personal and auto. I pay right around $1100 for home insurance(185k value), ring insurance for the better half, and umbrella up to 1m. I have had it between $150-180 per year for that last couple years.
I use State Farm in CT, there is an amazing agent from our meeting that really works hard and she said State Farm is trying to build a better base in CT. They give you a 30-35% discount when you combine. They also have really good rental polices for my single family rentals.