Minnesota Lending Recommendations??

[Josh Straka]

Hey everyone! I am looking for anyone who may have recommendations on lending options for those who do not have a substantial income on paper. I manage/bartend where tips cannot be counted for a typical bank loan and my hourly only sums up to a measly $22,000 annually. 

I have an existing mortgage on the home I own right now (which I purchased as a fix and flip foreclosure) so my DTI ratio is too high for a second mortgage.

I was just recently told by fellow BP members to search for portfolio or HML money... Any specific suggestions??

Thanks in advance!