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Updated about 9 years ago on . Most recent reply
![Jamal White's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/347360/1621445781-avatar-shabbadoo91708.jpg?twic=v1/output=image/cover=128x128&v=2)
Credit Karma
I have a fellow question for you fellow bigger pocket people? Is credit karma accurate FICO score?
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![Aaron Shickell's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/457212/1621477512-avatar-aarons38.jpg?twic=v1/output=image/crop=1080x1080@0x0/cover=128x128&v=2)
I am working on refinancing my house to free up cash for an investment property.. Long story short credit karma credit scores are higher than standard lenders, its all about which formula to calculate credit scores the lender uses. apparently credit karma isnt even close, to most lenders as my mortgage consultant said they have witness swings as much as 100 points.. Mine swing was 30 points...