Roof Replacement Financing

[Junalgen Milan]

Hi! I’m a first-time homebuyer and doesn’t know much about everything. The property needs a lot of work: Roof, attic insulation, change doors, upgrade window, waterproofing etc. prio now is roof and insulation. Already contacted a roofing company that offers financing. Now their financing said the the rate is 15.45-15.5%. For an 8k worth of roof replacement, monthly is 120-132. Is that ok? Any thoughts? Any other option? Can i have my own financing company. Any good one in baltimore county,MD?