Airbnb amenities idea

[Vilena G.]

Hello BP family,

I’m getting my house ready for Airbnb and was thinking to do a big loft net, there is a perfect space for that on my second floor loft room. It will be all the way covering open space, so it will be impossible to fall, unless the net gave in, which should not be happening since it build for loft nets and people to lay on it, however my concern is if there would something happen, how liable I am if something happens, or it’s something home insurance covers, just thinking of the loft net idea, or just close the space and make a regular bedroom and done even try the net.

Any thoughts and ideas on that. 

thank you 

[Jacob H.]

Airbnb provides liability insurance and you should reach out to your homeowner's insurance company to get the details on your current liability insurance limits and coverage. I had a conversation with my insurance company about the Airbnb in my basement to make sure everything was squared away in the even there was a liability claim. Additionally, I purchased umbrella insurance if a guest was to sue and I end up being responsible for any damages on top of the liability coverage from Airbnb and the standard homeowner's insurance policy. 

I'm not an attorney and can't speak for exactly what you'd be liable for people can sue for any and everything they feel they've been wronged for. In my opinion, it's good practice to cover yourself as much as possible, regardless of how safe you think your space is.