New Member Introductions
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback
Updated over 3 years ago,
Income History Affecting Loan
Hello everybody this is my first post here long time listener of the podcast but never actually visited the website. I had a quick question about my income history and if that will affect me being able to get a loan on my first investment property and or a primary residence that I could house hack. I was in school last spring, didn't work in the summer, and started working and have been since September. I know that loan officers typically want to see 2 years of work history but being in school I decided not to work, so I wanted to know if that will negatively affect my loan options as well as terms. If you guys have any knowledge on the subject any advice would be great. Hope this is the right place to post this. Thanks in advance everyone.