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Updated over 4 years ago on . Most recent reply

Robert Rodriguez's profile image
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Robert Rodriguez
  • Member since Sep 8, 2020
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Robert Rodriguez
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New Member Introductions

15 year vs 30 year loan

Robert Rodriguez
Posted

Right now I have a 15year loan. And will be buying a new primary soon. And I plan to rent out the house I live in right now. Would I make sense to refinance back  into a 30 year loan to increase my cash flow or stay in my 15 year loan?  Thank you. 

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Brian Ellwood's profile image
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Brian Ellwood
  • Rental Property Investor
  • from Denver, CO
  • Member since Oct 9, 2018
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Brian Ellwood's profile image
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Brian Ellwood
  • Rental Property Investor
  • from Denver, CO
  • Member since Oct 9, 2018
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Brian Ellwood
  • Rental Property Investor
  • Denver, CO
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Brian Ellwood
  • Rental Property Investor
  • Denver, CO
Replied

Kind of depends, would you rather have more monthly cashflow but wait 30 years to have it paid off, or less monthly cashflow but have it paid off in 15? ALso would it still cashflow in the 15 yr loan? 

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