New to note investing

[Jonathon Weber]

Hello Everyone, 

I'm a 2% income earner and getting started with note investing. I already invest in small multi family rentals (luxury apartment homes and duplexes) and will continue to work my way up. I decided to get involved with note investing since I like negotiating deals and working with banks and other investors to get great deals with non-performing and performing notes is really appealing to me. I have a few hundred thousand dollars saved up to start note investing. 

My question is, for those involved in note investing, have you seen better returns starting out with local banks in your community vs buying notes from brokers, hedge funds, or marketplaces? Personally I am leaning towards going direct to banks and then I can package them together, if I want to, to others to buy.