I’m financially free..........

[Aaron Hartsough]

I’m financial free meaning no debt, low bills, plenty of cash reserve. It’s nice and all, but in order to achieve the most in RE investing, I’d have to go into debt. should I avoid debt or should I dive in and allow my RE career to really takeoff?

[Will Pritchett]

@Aaron Hartsough Congrats on being Financially free. I think this is so personal to what makes you comfortable. You should listen to the BP podcast from yesterday regarding just this topic. It will be good food for thought. I would agree that ROI is potentially greater with leverage but so is risk. Some would argue that it is riskier to not have debt as inflation will eat up your savings. Debt can help to hedge against this.

     Your personal risk-tolerance and goals will be a big part of this decision.  I respect both options as I've met people who are very successful that employ both practices.  I doubt many people lost their shirts in '08 that were in 100 percent equity positions.  I personally use debt but sometimes consider paying one or two off just for peace of mind but I'm still in growth mode so I am keeping with debt for now.  Good luck with your decision.

-Will