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Updated over 4 years ago on . Most recent reply
![Timothy Shue's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/716979/1621495989-avatar-timothys44.jpg?twic=v1/output=image/crop=195x195@38x0/cover=128x128&v=2)
New Zealand Investors
Hi Everyone
My name is Timothy and I live in New Zealand. I have limited experience but am interested in learning. I am currently looking to do a house hack in Christchurch. My aim is to build up a portflio of buy and hold investments to generate a passive income stream. I am not sure whether I will focus on residential or commercial properties or both at this stage. The markets I am considering are Christchurch and Auckland.
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![Hadar Orkibi's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/625572/1621494084-avatar-goforcashflow.jpg?twic=v1/output=image/cover=128x128&v=2)
Welcome to BP Timothy Shue can I suggest you try to contact Billy Mclachlan and take him out for coffee or lunch. Billy is based in chch.
You mentioned that you are considering residential vs commercial- do you know the difference?
Are you able to borrow money from the banks these days?