My situation with FHA - towing the line

[Jake Walroth]

Hey all new investor here from cincinnati, quick question regarding my circumstances with my FHA loan.

Just purchased first duplex- using fha / househacking

Purchase $176.5k

Rents

1 bed (my unit) 1400sqft - $850/month

3-4 bed 2 full bath 1700sq ft - $1500-1750/ month

Separate utilities

$50/month laundry

Situation

My work takes me out of town mon-thurs every week. Knowing that I spend 175+nights in hotel rooms, would I be able to charge rent to a tenant/friend and pretty much just use it as my mailing address/ have a futon and crash there on select weekends?

As soon as my 12 months are up I'm going to refi and try to house hack again.

Thoughts?

Is this mortgage fraud or am I towing the line. Keep in mind I'd have all flight and hotel receipts to prove I'm out of town and I would hate not to charge buddy good rate use while I'm gone.