New Member, St. Charles/St. Louis, MO Area

[Clint E.]

Hey BP, new member here but a longtime lurker. I have a full-time day job and do real-estate on the side. I live in St. Charles, MO and have been getting into real estate more and more as time goes by.

I have my personal house I bought almost 4 years ago. I bought it when the market was down and so were the interest rates (3.125% on 30 year mortgage!). I have redone the master bath by putting in a pocket door, subway tile shower, new floor, can light, cabinet, everything really. I also did the kitchen - cabinets, floors, paint, fan, countertops, appliances, backsplash. The landscaping needed work too, I removed scraggly and overgrown bushes/trees, put in two block walls, a patio privacy fence, lots of work on the grass. It's come a long way. Here's a few pics:

A year ago I bought my first rental (commercial mortgage through and LLC). I have learned a lot. Upon closing, insurance said it needed a new roof or they wouldn't insure it - damn, $2200 spent right off the bat! Then this summer the AC started acting up. The unit is really old and needed replaced. After some half-assed, yet still expensive repairs, I got a home warranty. When it went out again, the warranty company actually put in a new compressor. And the renters, I got them with the house, they have been there a while and are very "interesting" people. Anyway it has a mother-in-law house I am fixing up. It needed way more work than I thought it would and cost way more than I thought too! (Learning!) When it is fixed up and rented, it will become a very nice property for me. I have pics but it's all ugly demo pics and not completely finished pics.

Future plans are to keep building my portfolio, possibly using FHA strategies, or possibly commercial.

Anyways I thought I'd get on here and say hi to everyone here. This place has great conversations and information. Feel free to ask any questions or give any feedback! Thanks BP!

[Abel Curiel]

Welcome to BP!

The pics look great and its encouraging to see a fellow RE entrepreneur getting things done! We all need to keep in mind that we will learn throughout our journey. I doubt we'll get to a point where we just sit back and say, "OK, i've learned it all". I'm sure your experience thus far (and the lessons that came with it) will propel you onto the next step. 

I wish you continued success!

-Abel