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Updated almost 9 years ago on . Most recent reply
![Desiny Smith's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/400038/1621449189-avatar-desiny.jpg?twic=v1/output=image/crop=750x750@0x160/cover=128x128&v=2)
New Member from Upstate NY
Hey guys!
My name is Desiny, I'm a senior in college just a few months from graduating (finally!). I live in NYC, but I grew up around Saratoga Springs in upstate NY. I would like for my first investment to be a buy and hold, as I plan on house hacking, and then get a couple of flips under my belt to build up my cash reserves.
Initially, I thought Albany, NY would be a good place to start off. I hear the Mayor is trying to turn things around there, but now I'm leaning more towards Waterford, NY.
What do you all think? Opinions? Suggestions?
Looking forward to making many connections. Cheers!
Most Popular Reply
![Ryan Vienneau's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/353482/1621446152-avatar-veno1128.jpg?twic=v1/output=image/cover=128x128&v=2)
Welcome! Beware of flood insurance in waterford, rates have skyrocketed since the flood a few years ago, thats why home values have tanked and foreclosures are way up there.
- Ryan Vienneau
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