Los Angeles AirBnB restrictions

[Paul Wolfson]

Hello. 

In 2019 Los Angeles city council placed new restrictions for AirBnB.

"Only the host’s primary residence can be rented out, defined as the place where a host lives for at least six months per year."

1. With these new restrictions, are you legally allowed to use an ADU as an AirBNB? Since an ADU has a different address than the main house?

2. Since the ADU has a separate address, are you allowed to place a mortgage on it or refinance it? Similar to how if I purchased my house for 500k all cash, I can go to the bank tomorrow and refinance it, effectively placing a mortgage on it and pulling out all that cash.