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Updated about 3 years ago on . Most recent reply
![Maria D'Aura's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/605970/1621493645-avatar-madaura.jpg?twic=v1/output=image/cover=128x128&v=2)
Qualifying renters - do you look at DTI?
When evaluating tenant applications what minimum requirements do you have?
To qualify for a mortgage debt to income is talked about a lot, but not so much for renters. Do you take that into consideration?
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![Dan Travieso's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1023322/1621507680-avatar-dant73.jpg?twic=v1/output=image/crop=1265x1265@25x0/cover=128x128&v=2)
Our requirements are that an applicant must be employed and provide proof of income. Income must be atleast 3x monthly rent. Favorable credit history of atleast 550, no evictions in last 5 years, good references from previous landlords for last 5 years and no repossessions (vehicle, property, etc) in last 5 years. Also must pass criminal background check. I don't worry about DTI since most folks pay their house bill before paying credit cards... Need to ensure you are abiding by Equal Housing Opportunity so I list qualification requirements on application as well as on a poster in the vacant home that can be seen when people walk thru so nobody can say that I "changed" the qualification requirements.