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Updated over 3 years ago on . Most recent reply

Tony Spencer's profile image
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Tony Spencer
  • from Carnation WA
  • Member since May 8, 2021
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Tony Spencer's profile image
Tony Spencer's profile image
Tony Spencer
  • from Carnation WA
  • Member since May 8, 2021
Connect
Tony Spencer
  • Carnation WA
12
Votes |
27
Posts
Short-Term & Vacation Rental Discussions

Vacation Rental Financing

Tony Spencer
  • Carnation WA
Posted

Is it possible to finance a vacation rental with 10% down, but go over 43% DTI? Anyway to get the future income credited to your DTI with 10% down?

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Elise Marquette's profile image
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Elise Marquette
  • Lender
  • from Frisco, TX
  • Member since Feb 5, 2019
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Elise Marquette's profile image
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Elise Marquette
  • Lender
  • from Frisco, TX
  • Member since Feb 5, 2019
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Elise Marquette
  • Lender
  • Frisco, TX
270
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546
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Elise Marquette
  • Lender
  • Frisco, TX
Replied

@Max Cohen Yes you can use it, however you usually need to show the income on two years of tax returns. Simply submitting your bookings for the upcoming future will not work.

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