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Updated almost 5 years ago on . Most recent reply
STR Insurance policy in SevIerville
Insurance seems to be very high in the Smoky Mountains region since the fires of 2016. I can keep the premium affordable if I opt for a $10,000 Deductible. My question is, how often people make insurance claims? Have you ever had someone make a claim on your STR?
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Luke Carl
#3 Short-Term & Vacation Rental Discussions Contributor
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#3 Short-Term & Vacation Rental Discussions Contributor
- Rental Property Investor
- Tennessee Florida
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Luke Carl
#3 Short-Term & Vacation Rental Discussions Contributor
Pro Member
#3 Short-Term & Vacation Rental Discussions Contributor
- Rental Property Investor
- Tennessee Florida
Thousands of stays. Never made a claim. Zero.
Your question isn't market specific. Insurance in TN is pretty damn low. Proper wanted 13k per year for my Florida STR. Dig deeper and call 20 more insurance companies.