LLC for vacation rental

[Amit Shukla]

If you

- own a short term rental in your name

- have a mortgage on that property 

- self manage 

Do you still create a LLC to manage your rental business or do you manage it under your name and then file income and expenses as part of your tax filing?

I understand that one needs to have separate bank account and possibly credit card to separate rental income and expenses but just asking about from the tax filing purposes.