Duplex and Utilities

[Jarrett Gilliam]

Hi all,

I am trying to run numbers on a duplex and I'm curious about utilities if I decide to live in one unit and STR or house hack the other. Normally the utilities are split for LTR but, for STR I'll be paying for all utilities. Is it possible to combine utilities for both properties? If not all them some?

For electricity is this hard set based on wiring? 

Internet might be easier if i pay for another modem in thinking instead of paying for two plans. 

Insurance, do i have to pay for each unit or is it possible to have one for the entire duplex?

[Charles Carillo]

@Jarrett Gilliam

Don't combine the electrical if it is already separated by unit. Just put both meters in your name. Tell your independent insurance agent what your plans are for the property, and they will find you the best policy. The insurance should be less if you are living there.