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Updated about 2 years ago on . Most recent reply

Robert Crocker's profile image
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Robert Crocker
  • Investor
  • from Encinitas, CA
  • Member since Jun 14, 2020
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Robert Crocker's profile image
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Robert Crocker
  • Investor
  • from Encinitas, CA
  • Member since Jun 14, 2020
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Robert Crocker
  • Investor
  • Encinitas, CA
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Short-Term & Vacation Rental Discussions

Short-Term Rental Insurance

Robert Crocker
  • Investor
  • Encinitas, CA
Posted

Hey guys,

Any suggestions on the top STR insurers? I need a minimum of 1M in liability to meet city requirements?

Thanks!

  • Robert Crocker
    • San Diego, California
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    Michael Baum
    #2 Short-Term & Vacation Rental Discussions Contributor
    • Olympia, WA
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    Michael Baum
    #2 Short-Term & Vacation Rental Discussions Contributor
    • Olympia, WA
    Replied

    I am also a Proper customer and it is the most expensive but it offers coverage that others don't. Things like 50k for lost revenue, coverage when the guests are away from the house, that sort of thing.

    I carry 2m in general liability along with actual repair/replacement cost at $350/sqft. That is about $50 over our area's mid/upper end.

    I also have a 5m umbrella.

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