Renting "Vacation home" vs Investment property

[Wade Roberts]

Does anyone have any experience in getting a loan for a vacation home and renting it out vs getting the loan on a property strictly as an investment property?

I know some bank will allow 10% down for a vacation home if you meet certain requirements but it cannot be managed by a property management company and you have to occupy it yourself for a portion of the year. 

Does this mean it cannot be listed on Airbnb? Or could it be listed and you just do repairs, maintenance, etc. yourself??

Thank you!