The Tariff Effect: How Policy Shocks Are Moving Mortgage Rates w/ Tim Swierczek

[Alyssa Strom]

The Tariff Effect: How Policy Shocks Are Moving Mortgage Rates
With a Bonus Breakdown of Investor-Friendly Loan Programs

Presentation Overview:
In a market where global headlines move local deals, understanding the connection between tariffs, interest rates, bonds, and inflation is no longer optional for real estate investors—it’s essential. This presentation breaks down how recent tariff announcements are shaking up the financial markets and what that means for mortgage rates, lending, and deal structuring in 2025. We’ll also cover the loan programs that are still closing and how smart investors are adapting in real time.

We’ll cover:

• - Tariffs & Trade Wars: What Trump’s latest tariff policy means for U.S. mortgage Interest rates (Spoiler- you will be given A/B options and keys to look for as the market changes)
• - Bond Market Reactions: How the spike in Treasury yields and MBS volatility are impacting mortgage pricing
• - Rates & Inflation: The current inflation outlook and how Fed policy could shift in response to rising geopolitical and economic risk
• - Investor Lending Landscape: A short, tactical overview of loan programs still available to investors—including DSCR, No Seasoning BRRRR loans, and short-term rental financing, 10% Down 2-4 unit investment loans when 20-25% down is not possible.
• - How to Protect Your Deals: Strategies to lock rates, structure financing, and stay agile as market conditions evolve

About @Tim Swierczek

Tim Swierczek (swer-zic) is a 22-year mortgage veteran and a 21-year landlord with a deep passion for helping real estate investors scale with smart financing strategies and system-driven operations. As the former President of the Minnesota Mortgage Association, Tim has been at the forefront of lending innovation and investor education in the Midwest.

Named a Super Mortgage Professional by Minneapolis/St. Paul Magazine, Tim has been featured as a lending expert on WCCO Radio, Fox 9 News, Kare 11, and in major publications, including the Star Tribune and Pioneer Press. He regularly speaks on investment lending, landlord systems, and how Realtors and investors can build scalable, tech-forward businesses.

About ReBL Collective

Formerly known as the Millennial Real Estate Investor Group. ReBL Collective is a community of real estate investors committed to becoming better business owners. We offer in-person masterclasses, events and masterminds to help you build a sustainable real estate investing business.