All Forum Posts by: Enat Nachshon

@Enat Nachshon, let the insurance agent know that you are renting part of the house. Premium may be a little higher, but you will get a better coverage

Would definitely let the agent know that there is a rental. Thank you for the advice, Sheiref!

Enat,

From your description, the house is now a two family.  The proper policy for that would still be a homeowners.  Most Insurance companies will do 1-4 families under a homeowners policy.  Some will only do single family, others just one or two family.  I would recommend contacting a couple of independent agents that represent multiple companies and find which has the best policy for your situation.  Be sure to add "Personal Injury coverage" to protect against Liable, wrongful entry, etc.

If you have not registered the house as a two family, be sure to let the agents know that so they can make sure it is not an issue at claim time.  

It is a single family with the officially registered AADU (Attached accessory dwelling unit, it is a thing in Seattle)

Would let the agent know, thank you very much for the explanation, John