Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
General Landlording & Rental Properties
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 3 years ago, 03/12/2021

User Stats

139
Posts
140
Votes
Jasmine H.
  • Rental Property Investor
  • Houston, TX
140
Votes |
139
Posts

Applicant doesn't want to provide social security number

Jasmine H.
  • Rental Property Investor
  • Houston, TX
Posted

I have two applicants (they are friends) who want to move in with a nanny for one of the applicant's child. They love the place and we like them and think it will be a good fit. The issue is they don't feel comfortable with providing their social security numbers and we don't feel comfortable accepting an applicant without one. We processed their application through Corelogic but the company hid the ssn. The tenanta said if we can agree on liability in case of identity theft they would be ok with providing their ssns.

Everything seemed to be moving along just fine until the ssn issue. With everything going on in this day and age with rules and regulations, I don't feel comfortable proceeding. Is a social security number necessary and can anyone provide liability language or direct me to a website that has this type of language?

User Stats

711
Posts
580
Votes
Curtis Mears
  • Property Manager
  • Raleigh, NC
580
Votes |
711
Posts
Curtis Mears
  • Property Manager
  • Raleigh, NC
Replied

@Jasmine Hieke

Move on to the next applicant. They provide the information to protect you and your investment. You have no control if a credit bureau gets hacked and gives up their ssn. And it is much more likely they may have a stolen or bad ssn than someone gets their ssn from you.

User Stats

2,879
Posts
3,369
Votes
Mary M.
  • Rental Property Investor
  • Portland OR
3,369
Votes |
2,879
Posts
Mary M.
  • Rental Property Investor
  • Portland OR
Replied

It sounds like they provided their SS number to the screening company. You should ask for a copy of their IDs, but unless you have a way to guarantee their ss# wont get stolen I would not press it. 

For example my online applications dont show me the SS#, but it is used to do a background check...  this is pretty standard IMO... 

ETA check your local laws as it may stipulate how a SS# is to be managed and who can require one etc  

for those saying you must get the SS# you might check your local laws and read this https://cozy.co/blog/do-landlo...

BiggerPockets logo
BiggerPockets
|
Sponsored
Find an investor-friendly agent in your market TODAY Get matched with our network of trusted, local, investor friendly agents in under 2 minutes

User Stats

139
Posts
140
Votes
Jasmine H.
  • Rental Property Investor
  • Houston, TX
140
Votes |
139
Posts
Jasmine H.
  • Rental Property Investor
  • Houston, TX
Replied

@Jonathan G. They provided their DL, pay stubs, references, filled out the application and completed the information needed for screening. One works at a nonprofit and the other works and has her own business. Their incomes allow them to qualify. I recommend the cleaners we use and they want to use them which to me is a very good thing. They have a good rental score (corelogic didn't provide a credit score just a transunion rental score which looked good to me).

They both applied and signed separate agreements. Our father will be living in the house in a separate suite and take care of the grounds.

Overall, I am ok with having all the information I have plus the last for of their ssns.

User Stats

139
Posts
140
Votes
Jasmine H.
  • Rental Property Investor
  • Houston, TX
140
Votes |
139
Posts
Jasmine H.
  • Rental Property Investor
  • Houston, TX
Replied

@Mary M. Which screening company do you use?

User Stats

2,879
Posts
3,369
Votes
Mary M.
  • Rental Property Investor
  • Portland OR
3,369
Votes |
2,879
Posts
Mary M.
  • Rental Property Investor
  • Portland OR
Replied
Originally posted by @Jasmine H.:

@Mary M. Which screening company do you use?

https://www.myrental.com/

User Stats

486
Posts
303
Votes
Jaquetta T Ragland
  • Real Estate Agent
  • Winston Salem, NC
303
Votes |
486
Posts
Jaquetta T Ragland
  • Real Estate Agent
  • Winston Salem, NC
Replied

@Jasmine Hieke definitely a deal breaker.

User Stats

927
Posts
949
Votes
Jon Kelly
Pro Member
  • Investor
  • Bethlehem, PA
949
Votes |
927
Posts
Jon Kelly
Pro Member
  • Investor
  • Bethlehem, PA
Replied

@Jasmine Hieke stay true to your standards and requirements. You’ll find headaches and issues are almost 99% caused by breaking your own standards.

Move on to the next applicant. Hopefully there’s plenty of other qualified candidates lined up waiting to rent from you.

  • Jon Kelly
  • User Stats

    787
    Posts
    622
    Votes
    Alexander Szikla
    • Real Estate Agent
    • New York City
    622
    Votes |
    787
    Posts
    Alexander Szikla
    • Real Estate Agent
    • New York City
    Replied

    I would be wary - recourse against nonpayment is very important. Especially in this current climate. 

    User Stats

    27,672
    Posts
    18,793
    Votes
    James Wise#1 Ask About A Real Estate Company Contributor
    • Real Estate Broker
    • Cleveland Dayton Cincinnati Toledo Columbus & Akron, OH
    18,793
    Votes |
    27,672
    Posts
    James Wise#1 Ask About A Real Estate Company Contributor
    • Real Estate Broker
    • Cleveland Dayton Cincinnati Toledo Columbus & Akron, OH
    Replied
    Originally posted by @Jasmine H.:

    I have two applicants (they are friends) who want to move in with a nanny for one of the applicant's child. They love the place and we like them and think it will be a good fit. The issue is they don't feel comfortable with providing their social security numbers and we don't feel comfortable accepting an applicant without one. We processed their application through Corelogic but the company hid the ssn. The tenanta said if we can agree on liability in case of identity theft they would be ok with providing their ssns.

    Everything seemed to be moving along just fine until the ssn issue. With everything going on in this day and age with rules and regulations, I don't feel comfortable proceeding. Is a social security number necessary and can anyone provide liability language or direct me to a website that has this type of language?

     They are difficult. Deny them, don't give them a second thought.

    User Stats

    3,444
    Posts
    2,543
    Votes
    David Krulac
    • Mechanicsburg, PA
    2,543
    Votes |
    3,444
    Posts
    David Krulac
    • Mechanicsburg, PA
    Replied

    agree @Jerry Lucker  100%, if the applicants are uncomfortable giving an SSN, they don't rent from me.

    User Stats

    2,879
    Posts
    3,369
    Votes
    Mary M.
    • Rental Property Investor
    • Portland OR
    3,369
    Votes |
    2,879
    Posts
    Mary M.
    • Rental Property Investor
    • Portland OR
    Replied

    It amazes me how many people did not actually read/understand what the OP posted.