Umbrella Insurance Policy?

[Russ DeWolfe]

Hi! We have 9 rental properties in the Dallas Texas area. And are thinking about getting an umbrella policy on top of our insurance. Do you find that this is a good idea and if so what is a good company to use?
Also one of our houses is a trailer and the insurance I have been quoted is about 4 times more than our other houses. Is there a company out there who insures trailers at a reasonable price?
I was wondering if anyone had any insight into these two questions.
Thank you!

[Joe Bertolino]

USLI and AAIC (personalumbrella.com) will write an umbrella over up to 30 units. Most independent agents have access to these two carriers. Direct writers (State Farm, Farmers, Nationwide, Liberty Mutual, Allstate, etc) are typically not the best option for real estate investors. They force you to fit their underwriting guidelines as opposed to structuring the best combination of policies for you.