vacation rental insurance parameters

[Judson Krosney]

Does anyone have advice on how much coverage I should be purchasing on a 3 bedroom vacation rental. Building/contents/lossincome?  I am in contract for a three bedroom 2 bath condo.  There is a master policy for the building.  I am gettting quotes from the real estate agent's two insurance agents and I asked mine but it seems like the price comes down to "how much coverage I want to purchase"  I'm not sure how much it would cost to replace the building and contents.  I supposed the lost income would be calculated as gross not net.