Bigger Costs

[Bryan Weller]

I've very new and still learning. I've read a lot about the 50% rule and I'm wondering about one aspect. A big part of the 50% rule is saving capitol back for those big ticket items like furnace replacement or, the most used example, a new roof. When people talk about this, it seems to me that they are assuming the cost of the roof is completely out of pocket. Would you not use your insurance for this type of expense? I certainly would for my residence. Or am I just reading this wrong.