ISO Tips on how to search for insurance policy (california)

[Ron Singh]

I am in the market for getting the right insurance policy for primary residence(SFR) + rental (SFR) + auto, all in California.

What's the best place to look for, and is it better to add an umbrella policy on top of it? (don't have LLC)

One quote i  got but they are forcing to bump up my auto insurance(as compared to my current coverage), which sounds odd.  let me know what worked best for you? and any suggestions