Debt free vs leveraged

[Sean Moore]

Alright bigger pockets folks I am struggling with a topic that is talked about a lot concerning debt.  Disclaimer I am a product of Dave Ramsey. So I am 100% debt free personally, within my rental business I own 13 doors with only 82k left to pay off and all those are paid for.  When that happens I can then slowly get we the cash flow to purchase everything cash money.  Issue is as everyone knows is that is the slower process but no debt thus less risk etc...     or I certainly have enough equity in my 13 properties to leverage and move a lot faster but the down side is yes the tenant makes the payment but that is also lost revenue in the form of interest payments on these loans.  Grrrrr been ready a lot of books (Rich dad poor dad, etc) and listening to this podcast and still really torn on this topic.  So want to put this out there and see what response and opinions based on others experiences I would get.   

Thanks for the feedback 

[Joe Villeneuve]

Dave Ramsey is for personal finances...not for REI.

Understanding the concept of actual cost to you is important.

Understanding how to "use" your cash instead of "spending" it is just as important.

Understanding how to combine the two together is the most important of all.