Purchasing "Tenant Occupied" property as primary residence?

[Zach Crews]

I'm looking into purchasing a tenant occupied property as my primary residence and my realtor is concerned I won't be able to close on a "long term tenant" occupied property with my financing.

I will be using a 100% financing mortgage product as a first time homebuyer ideally with seller paid closing and will be house hacking once the purchase is complete. I do not have 20% to put down on this property.

What is the best way to proceed with the contract if the initial walkthrough tomorrow checks out? My plan is to put a clause in the closing contract that the current tenant must vacate before closing. Is there specific wording I should use? Or possibly a better way to proceed?