refinance load declined

[Gp G.]

Below is the response from my banker who did refinance earlier for me. Any lender who can do cash out refinancing for me based on Property/Asset rents but not on my credit score which is currently low around (656, 650, 630 in 3 bureaus) due to recent purchases. Please advise. Thanks in advance

I cannot get the automated underwriting to approve your loans

It must be the layering of the properties/credit score….

Get your balances to 30% of the limit and when your score goes up we can make another run

By the way property on LLC, hope that lender can do it cash out refinance even property on LLC.

Please advise. Thanks in advance