Should I Owner Finance or Sell my rental

[David A.]

I purchased a home in 2009 which I lived in for 6 months and rented out.
3/2/2 built 1999
Loan $101K 30yr 5% fixed
Payoff $90K
PITI $423 Biweekly $846 per month
Renting for $1050
Around $200 cash flow, $100 if you follow the 50% rule.
This is what concerns me, I paid a little bit too much for the house and the cash flow isn't great. The roof looks good but it is over 10 years old and so is the a/c unit. I plan on renting homes but I want a better ROI. When I purchased the house we just decided to buy it because of how nicely it was staged. Now that I know a little bit more about landlording and investment formulas I don't know if I should keep it or owner finance it. I know very little about Owner financing but at least anything involving repairs would be my buyers responsibility. Houses around the same area are selling owner financed with a 20K downpayment and $1200 per month!