Adverse action notices

[Brandy Carter]

I have just posted my first rental and am accepting applications. I would like help clarifying when it’s necessary to send an adverse action notice or not. If it pertains to something on a credit check this notice needs to be sent? Would I send via email or to an address listed? What if the denial is for something unrelated like income or pets etc? Will this notice need to be sent or some other type? Also I am using cozy to do all this. Will this have a prompt of some sort that I can send out or will I need to send this notice if need be outside of the cozy platform? Thank you!