If a Tree Falls in Your Backyard...Homeowner's Insurance

[Philip C.]

Hello Fellow BPers,

2 Questions for you:

(1) If a tree falls in the backyard and knocks over some electrical lines leading to the house, does homeowner's insurance cover that?

(2) Even if it does, would you recommend using homeowner's insurance to cover the cost of tree removal and rehanging the electrical?

Thank you,
Philip