Contacting messy homes lender

[Christopher Fontneot]

A mess of a home exists in a neighborhood that I own a few homes in. This home is in a constant state of ever evolving disorder. The owner, which acquired it from his deceased father, recycles metal/ buys and sells junk. The home can have anywhere from broken down cars/lawnmowers, mountains of pallets and shopping carts to used rusted appliances.  The property is in the city and the city code enforcer is appalled at the condition of it. He has been warned multiple times and most recently has a court date to which fines will start to accumulate if he doesn’t get it together. The code enforcer said he is pretty much exhausted his power and they can’t press the issue and further. Ultimately, the fines can go unpaid and the owner can continue his course if he doesn’t plan on going anywhere/forced to stay because of them. I’m exploring other ways to force he owners hand. Would contacting the lender and making them aware of the court date and fines cause action? Finding and contacting the home insurer? Surely the insurance carrier would put there foot down and cancel the policy, which would force the home I to default being uninsured and no one to pick it up? Or would the lender not want the equity pissed away in fines?

This is my first post and I’m new to this game so please forgive my ignorance.

[Brian Van Pelt]

@Christopher Fontneot

Typically the next step, would be to contact the City Council and local television stations. (Baltimore home owners have gotten relief this way)  The squeaky wheel get the oil. The city council may have the ability to condem the property, but that is a loooooog way off. The lender cannot force any one  to clean up a property, Forcing insurance is not an option either