Do you use Home Warranty?

[Michinori Kaneko]

Hi, 

I'm wondering if everyone uses home warranty to manage their capex/maintenance expense. For me it's about $450 per property (SFH) and it doesn't cover everything (e.g. it won't cover roof or windows). I do request for the seller to pay for home warranty for 1 year, but I'm wondering on some deals where seller will not pay for it, if it's worth getting one (imo probably yes if it wasn't owner occupied), and whether others keep home warranty past the first year. Looking forward to hearing everyone's thoughts. THanks in advance!