Do I need a Business Checking Account?

[Michinori Kaneko]

Hi,

I went into contract on my first rental property a week ago, and getting ready to close the property in few weeks (under my own name, with no LLCs).  I am wondering if opening a business checking account is recommended, and if so, what do i need to be conscience about? Can i "distribute" money to my personal checking once every few months, or do I need to keep it in the business checking account?  Thank you for your help!