Are you not afraid to be in debt for 30 years?

[Mary Jay]

Are you guys not afraid to be in debt for 30 years? All three of my houses I bought on a 15 year loans to avoid being in debt. But all three of them have negative cash flow. One is almost paid off so my plan is to sell it and it will help paying off the house where I live...

I see a lot of investors are taking 30 year loans and buy 50 properties/units that do have positive cash flow, but what if another market crash happens and you have 50 percent vacancies on your 50 properties? Are you guys not afraid? Or what is your strategy?