Should I accept a tenant that has no credit history?

[Dave Bopp]

Hi Everyone!

I recently bought a duplex and have received an application & deposit to hold from a newly engaged couple moving to my area. Based on the results of a background check I found that neither potential tenant has a history of evictions and they both have verifiable and reliable income. One of them has decent credit and the other has no credit history at all (she is 22 and a new college graduate). Should I overlook the lack of credit history and rent to them anyway? Should I  require that she have a guarantor? Any input would be appreciated!

Thanks,

Dave 

[Scott Weaner]

I would bet that many of us had no credit history at that age.