Home Repair warranties worth it or not

[Latesha C.]

Thinking about the sears home warranty. The one that's $70.00 a month with a deductible upon visit, accompanied with $10,000 worth of damage per year. This covers appliances and home care like electric, plumbing, Air condition, etc. Worth it or not.

[Melissa S.]

If you have no money in savings that you could pay a Plummer, HVAC, etc. then I do recommend a home warranty. However, there are many things they don't cover, and sometimes waiting for their services is harder than just calling someone yourself. If you have a decent savings account, then I wouldn't recommend a home warranty company.