Roots in Sewer line - Estimated cost over 10k

[Imran Raz]

I've got a dreadful call early in the morning from my tenant saying bathroom is clogging up again. It has just been over a month when they had water overflow due to the clogged line. This time I told plumber to find the root cause as we cannot have clog every month. He camera the line and told me bad news that the at the intersection where the new PVC pine and older cast iron pipe (under the house), root are growing which are causing the clog. And unless I change the main pipe this problem will not go away. I've inquired about the cost of this fix, he did not gave me quote yet but he said the cost can be upward of 10k as they have to drill thru the floor from inside the house to get to the main line. So my question is:

• is there any other way to resolve this issue? There is also a dime sized crack at the bottom of the pipe further down
• Can insurance cover some or all of this? 
• How do I go about and check with the insurance company? do I need to get them involve now or pay from my pocket and then claim with insurance?

I am also going over my insurance documents to see if there is any obvious coverage for this sort of issue.

I would love to get some feedback on this issue. 

[David Dachtera]

If there are large, old growth tress near where the sewer line issue is, see about taking those trees down. Once the tree is gone, the sewer line issues should clear up and will be limited to non-root issues.

The pipe lining is probably the best solution without excavating. 

There is stuff you can put down the line to kill the roots, but they'll likely grow back.