All Forum Posts by: David Dachtera

 Sorry ... gotta ask a "dumb" question here (I've never looked much into MHPs) ...

Don't the home owners own the mobile homes while the park owner owns the lots and everything else?

What am I missing here?

Another case where common sense isn't so common.

My $0.02 ...

What did your corporate attorneys say when you ran it past them?

Possible? Certainly.

Probable? Huh-uh. The posts here are those folks whose credit history is exceptional. That said, I'm 6 years out of bankruptcy and on fixed income. My FICO-8 score is in the low-700's.

One of my credit mentors said it this way: "A credit score is a tool, not a trophy".

A big chunk of the housing shortage goes back to the Crash of '07 / '08 when, according to the economists of the day, 80% of builders and developers went bankrupt once the supply of new mortgage lending dried up.

A good solution - though not the only one, certainly - would be to get home building back on track. We're finally seeing some of the incomplete developments being back-filled, yet dilapidated suburbs and subdivisions are found in areas where economic development slowed and later stopped leaving job loss and abandoned homes in its wake. A comprehensive plan providing jobs and home financing in those area would certainly be a big help toward restabilizing those communities and making housing and worker opportunities available again.

My $0.02 ...

If it's the kid(s) using this bathroom, expecting them to honor the wastebasket request is likely not realistic. If stuffing TP down the commode is entertainment to them, they're not likely to change that voluntarily.

My $0.02 ...

Have you looked into any of those one-day bathroom rehabs being advertised on TV? 

Domestic HVAC system sizing is based on heat migration from outside, usually radiant heat through windows and such and conducted heat through walls and insulation. Roof and attic insulation are key factors in controlling the heat load.

Commercial HVAC sizing is based on that plus the addition of heat from air supplied from the outside to replace "stale" air indoors - local ordinances often require specified amounts of air replacement - in an occupied space and also from the number and activity of individuals expected to occupy that space.

Anyone remember seeing those signs, "Twenty Degrees cooler inside"?

Properly sized domestic HVAC systems are designed to maintain a 20 degree difference between the indoor and outdoor air, but even that has limits.

With an OAT (Outdoor Air Temp) of 114, the lowest indoor temp one can reasonably expect is 94.

One can reasonably expect climate change to have an impact on sizing guidelines going forward.

My $0.02 ... (I got a certificate in HVACR before I went to computer school back in the '70s.)

I agree with Dawn P.: you ARE "in a business to spend thousands on the new AC unit". It's called a Capital Expense (CapEx). It comes with the territory like a water leak, roof damage, etc..

My $0.02 ...