Tenant Denial Letter

[Dan Gallegos]

Hi Everyone, 

I need help with a denial letter in California. I have two qualified applicants:

1. Group of three roommates, with a parent cosigner. All have excellent credit, income, and references.

2. Group of four roommates, three have excellent credit, income, and references...but one of the roommates does not have a SSN (living in the U.S. on a visa) and I cant run credit.

I feel group #1 is better qualified in general, but I want to make sure I'm not breaking any rules.

Thanks in advance,

Dan Gallegos

[Levi T.]

Would it really be a denial letter? You would have already accepted another lease with the other applicants, therefor, the unit is no longer available, and your not turning them down for any reason, it's just no longer on the market as other qualified applicants have signed a lease on the unit.

My 2 cent, not legal advice!

[Chuy Gonzalez]

I don't send denial letters. I just pick the tenant I like best, within a reasonable time frame.

[Dan Gallegos]

I thought if you pulled credit you need to send a denial record?

[Rick S.]

@Dan Gallegos you are correct as an adverse action letter should be sent if your "decision" was based on the credit report:

https://www.ftc.gov/tips-advice/business-center/gu...

Better to avoid any issues and send/email the letter since credit reports were involved.