First Rental Deal: What am I missing?

[Kanwar Sodhi]

I'm in the Atlanta market looking for a rental deal. I found a condominium for $98,000. If I can get away with 5% down, 30 year fixed, interest rate at 4.461% and including $800 yearly home insurance, taxes, PMI and etc, my monthly mortgage is approximately $674. It'll be $633 if 10% Rent estimate is around $1,000 a month I'll have them pay for all the bills. 1) If I buy this, can I the bills under their name or do I have to monthly send them the bills and tell them to pay it? 2) I know there might be HOA fees? 3) I'll my due diligence in terms of getting an inspection and making sure everything is up to par but what am I missing? Why isn't this is a good deal considering I'll add the HOA fees into their rent and so let's say the HOA fees are $200 a month, I'll ask for $1,200 a month. Any criticism will be great. Thank you :)