Benefit to Landlord for requiring renters insurance

[Joe Ebanks]

Just wondering why it is advised that landlords require this. I have heard this a few times now and I thought it just covered the tenants belongings..

[Marcus Hendren]

@Joe Ebanks

It protects the tenant's and guests belongings, as well as their liability. If a tenant's guest falls down the stairs and sues them, they want to be covered. I explain that my property insurance doesn't cover their liability or their belongings in case of burglary, fire, flood, etc.