Prospect tenant with 2.8X monthly rent = monthly income,521credit

[Phin Dinh]

Hello,

I need your feedback please. The prospect tenant is a single mom living with 2 teenagers. She is working and taking master degree as well. I just use the recommended link to run her credit score check. The result shows a poor credit score of 521 and the monthly income is 2.8X monthly rent and the recommendation is decline. Her best friend who lives in my subdivision introduced the prospect tenant to me. She is moving into my subdivision because her kids go schools nearby. She is renting a house right now and she said it is cheaper but too far away for her kids' schools. Would you recommend me to rent it to her? She is very nice lady but I really don't want to deal with headache later. If I will have to reject her. Do I simply just tell her that her credit score is poor? Thanks for your feedbacks.