Should I wait for county appraisal before refinancing?

[Mary lou L.]

I purchased a property in Jan. It was in terrible shape! At the time the county had the appraisal in the low 80's.

Last month I received the current appraisal and it dropped to 47000.

I called his office and told him about the rehab and he said he would come out again in October.

I was set to do a refinance out of my hard money loan in August when it is rented. (and the 6 month seasoning is up)

Should I wait until the county does their appraisal and then do the bank appraisal?

Would this lower appraisal by the county affect the bank appraisal?  I will have pictures of before an after available for the bank appraiser.

I do want as much ammo to warrant an even higher appraisal than the original low 80's.

The positive thing so far is my taxes will be lower the first year!

This home is in Texas.

Thank you for your advice!