Car took out fence and transformer. Responsibility to tenant?

[Christopher Lightner]

A car went through the fence in the backyard of my rental after taking out the electric transformer for the block a couple hours ago. Several houses are without power. I'm trying to figure out what my responsibilities are.

I see this as two problems. The first is the fence. Obviously I need to get a quote and get it fixed as soon as possible. The driver's insurance is going to pay for this.

The second is the electric. Am I responsible for putting the tenant up in a hotel until the transformer is fixed? Does the insurance pay for this? Or is it like a natural disaster, everyone for themselves?

Of course this would happen in my second month of being a landlord. Never happened in my six years living in that house...

Thanks for any suggestions.

[Christopher Lightner]

Thank you @Edward B. and @Russell Brazil. Maybe I can figure out something with some of my hotel points programs that will keep everyone happy. Now I just have to convince the tenant that this isn't a regular occurrence.